Mid-Levels Central
3-bed, high floor
- Asking
- HK$32.8M
- Final
- HK$30.5M
Saved HK$2.3M
Confidential target-listing assessment
Found a flat? First check whether it is worth appointing us to negotiate
Found a flat? Start by finding out whether Pactum can bring the transaction price down.
Submit the details of the flat you are considering. We privately assess whether real negotiating room exists, and whether Pactum can add enough value for you.
The initial assessment only decides whether a case is suitable to take on. It is not a free valuation report, an offer recommendation or a negotiation strategy.
Your existing estate agent continues to handle viewings, the provisional agreement and completion. Pactum focuses solely on price negotiation for the buyer.
- Confidential: used only for the assessment, never shared with vendors or agents
- A reply within 3 business days on whether the case is suitable
- Fee only on a reduction: (asking price − final price) ÷ 2, invoiced at the provisional agreement
Who does what
How Pactum works alongside your estate agent
Your estate agent
Sources listings, arranges viewings, handles the provisional agreement and completion.
Pactum Advisor
Independent analysis and negotiation, purely from the buyer's price perspective.
Pactum does not replace your estate agent and is not a licensed estate agency. We act for the buyer on price alone.
What we review
The evidence we review before deciding whether to act
Whether a negotiation case is worth taking depends on the evidence around that individual flat — not on a generic discount percentage. These are the six categories we look at.
- 01
Recent comparable transactions
Whether comparable recent sales nearby are sufficient and genuinely comparable.
- 02
Same-block and same-estate price pattern
Whether pricing across the same block and phase is consistent or diverging.
- 03
Asking-price position
Where the current asking price sits among similar available units.
- 04
Bank valuation and financing risk
What any gap between valuation and asking price means for completion and the mortgage.
- 05
Listing liquidity and market context
How many units are available, how often they trade, and the prevailing mood.
- 06
Unit-specific and timing factors
Aspect, floor, view, condition, and the time pressure on either side.
This describes our approach at a high level; it is not a valuation or an offer recommendation for any individual flat.
Data as of August 2026
Who it's for
Who this assessment is for
It is intended for buyers who have identified a specific Hong Kong secondary residential flat and have a realistic purchase timeline. If you are still comparing districts, start with our guides.
- You have a specific flat in mind and know the asking price
- You could realistically offer or complete within three months
- You want an independent buyer-side view on price
When we may decline
- There is not enough comparable or valuation evidence to support a negotiation
- The price already sits close to market, leaving limited room for us to add value
- The property type or location falls outside our current scope
Completed negotiations
A few anonymised outcomes
Taikoo Shing
2-bed, mid floor
- Asking
- HK$14.5M
- Final
- HK$13.6M
Saved HK$900K
Kowloon Station
3-bed, harbour view
- Asking
- HK$26.0M
- Final
- HK$24.8M
Saved HK$1.2M
Cases are anonymised. Outcomes depend on the specific property and circumstances and are not a guarantee of any result.
Confidential assessment request
Submit your target flat
Fill in only what you know. Details are used solely to decide whether the case is suitable — never published or passed to vendors or agents.
FAQ
About the confidential assessment
- Does Pactum replace my estate agent?
- No. Your agent continues to source listings, arrange viewings, sign the provisional agreement and manage completion. Pactum acts for the buyer on price negotiation only. The roles are different and run in parallel.
- Is this a free property valuation?
- No. The initial assessment only decides whether the flat is suitable to take on. It is not a free valuation report, an offer recommendation or a negotiation strategy.
- What information do you need to assess a target flat?
- At minimum a listing URL or estate name, the current asking price, and one contact detail. Block, floor, saleable area and layout make our judgement more accurate.
- Will you take every case?
- No. Where evidence is thin, where the price already sits close to market and our value-add would be limited, or where the property falls outside our scope, we say so and decline.
- How does the fee work if Pactum is appointed?
- The fee is (asking price − final transaction price) ÷ 2, invoiced only at the signing of the provisional agreement for sale and purchase. If no reduction is achieved, there is no fee.
- Is my information confidential?
- Yes. It is used only to assess your case and reply to you. Nothing is published, no shareable result page is created, and nothing is passed to vendors or listing agents.
You have the flat. This is the next step.
Submit the asking price and unit details and we'll decide whether it is worth appointing Pactum to negotiate.
The initial assessment only decides whether a case is suitable to take on. It is not a free valuation report, an offer recommendation or a negotiation strategy.