Hong Kong Victoria Harbour skyline representing the local residential property market and buyer-side negotiation
Independent buyer-side negotiation

Property price negotiators: typically 1.5%–3% off the price.

We negotiate for the buyer, and only the buyer. Paying several hundred thousand less also cuts your stamp duty, agency commission and decades of mortgage interest — and we only charge when we secure a reduction.

5 +
years in the HK market
$20M+
in negotiated transactions
1.5% - 3.8%
average reduction on agreed price
We are not a licensed estate agent under the Estate Agents Ordinance, and we are not a real estate agency. We are an independent buyer-side negotiation consultancy. We do not list properties, represent sellers, or act as agent in the transaction.
How it works

Three steps — from ask to close

1 Engage us

A confidential consultation to understand the property, your budget and your timeline. Work begins once the engagement letter is signed.

2 We negotiate with data

Comparable sales, in-estate transaction patterns, market liquidity and seller motivation shape the strategy. We then negotiate directly with the seller and their agent.

3 Close and account for the savings

Once the price is agreed we prepare a total savings statement covering price, stamp duty, agency commission and mortgage interest. Our fee is based on the negotiated reduction and is invoiced on signing of the Provisional Sales & Purchase Agreement. No reduction, no fee.

The evidence behind the number

Hong Kong Estate Score and transaction valuation

Our own scoring and valuation model covers the major Hong Kong estates: recorded deals, rental yield, live listing counts, liquidity, building age and developer. Before every negotiation we model a fair-value range from that estate's own deals and comparable units, then set a negotiation target — so you know exactly how far the asking price sits above the market.

View the Hong Kong Estate Score
Total savings

One price reduction. Four costs fall with it.

Price reduction achieved (Asking − Final)
HK$800,000
Purchase priceHK$800,000
Ad valorem stamp dutyHK$30,000
Agency commission (1%)HK$8,000
Mortgage interest (life of loan)HK$345,000
Total savingsHK$1,183,000

Illustration: an asking price of HK$15,000,000 negotiated to HK$14,200,000. Ad valorem stamp duty at Scale 2 rates; agency commission at 1% of the transacted price; mortgage interest assumes 70% LTV over 30 years at 3.5% p.a., shown as the difference in total interest over the life of the loan. Figures are estimates and vary with individual circumstances.

Estimated savings by price point
Asking
HK$8,000,000
Final
HK$7,600,000
Purchase priceHK$400,000
Ad valorem stamp dutyHK$12,000
Agency commission (1%)HK$4,000
Mortgage interest (life of loan)HK$173,000
Total savingsHK$589,000
Asking
HK$15,000,000
Final
HK$14,200,000
Purchase priceHK$800,000
Ad valorem stamp dutyHK$30,000
Agency commission (1%)HK$8,000
Mortgage interest (life of loan)HK$345,000
Total savingsHK$1,183,000
Asking
HK$28,000,000
Final
HK$26,400,000
Purchase priceHK$1,600,000
Ad valorem stamp dutyHK$68,000
Agency commission (1%)HK$16,000
Mortgage interest (life of loan)HK$691,000
Total savingsHK$2,375,000
Anonymised deals

Recent engagements

Mid-Levels Central
3-bed, high floor
AskHK$32.8M
FinalHK$30.5M
Saved HK$2.3M
Taikoo Shing
2-bed, mid floor
AskHK$14.5M
FinalHK$13.6M
Saved HK$900K
Kowloon Station
3-bed, harbour view
AskHK$26.0M
FinalHK$24.8M
Saved HK$1.2M
A Pactum Advisor consultant discussing a Hong Kong property negotiation strategy with a client
Our position

Why work with us

Buyer-side only — no conflict of interest

We accept no commission or referral fee from sellers or listing agents. We act for one party only: the buyer.

Data-led, not relationship-led

Every engagement starts with a comparables report, in-estate transaction pattern, market liquidity read and seller motivation profile. Every recommendation is evidenced.

We work alongside your agent

We do not replace your estate agent — viewings, contracts and mortgage flow stay with them. We focus on one thing: getting the price down.

Measured on total savings

Our result is measured by what you actually save across price, stamp duty, commission and mortgage interest. If we secure no reduction, we charge nothing.

FAQ

Frequently asked

What does 'total savings' include?+

Four components: the reduction in the agreed price; the lower ad valorem stamp duty (Scale 2) that follows; the difference in agency commission at 1% of price; and the interest saved over the life of the mortgage as the loan amount falls (assuming 70% LTV, 30 years, 3.5% p.a.). Stamp duty follows the actual bands; commission and interest are estimates and vary by circumstance.

How is this different from an estate agent?+

Estate agents source properties, arrange viewings and close transactions — typically for 1% commission from each side. We do none of that work. We represent the buyer at the negotiation only. The roles are complementary.

Are you EAA-licensed?+

No, and we do not need to be — we do not perform regulated agency work (listing, matching, signing agency agreements). We act as an independent buyer-side advisor on price only.

Do I still need my estate agent?+

Yes. Your agent continues to source properties, arrange viewings, prepare the provisional agreement and manage the transaction. We come in only for the price negotiation.

How is the fee calculated?+

Fee = (Asking Price − Final Agreed Price) ÷ 2, invoiced only on signing of the Provisional Sales & Purchase Agreement. For example, an ask of HK$15,000,000 negotiated to HK$14,200,000 is a HK$800,000 reduction and a HK$400,000 fee — while the buyer's total saving, including stamp duty, commission and mortgage interest, is roughly HK$1,183,000. If we secure no reduction, we charge nothing.

What properties do you cover?+

Hong Kong residential — secondary private flats, luxury apartments, houses. For primary sales and commercial properties, please contact us to assess individually.

Hong Kong residential towers — book a confidential property negotiation consultation
Start here

Book a confidential consultation

Share your contact details and the property you're considering. We'll respond within one business day to arrange a confidential 30-minute consultation and give you an initial estimate of your total savings.

Message on WhatsApp