Estate score

Goldmine Building: score, psf band and negotiating room

The Pactum Estate Score for Goldmine Building (Chai Wan) across five pillars — liquidity, net yield, commute, building age and developer — with every underlying figure and its source shown.

Goldmine Building
Chai Wan · 港置物業管理有限公司
Total units
520
Annual turnover
4.4%
Completed
1978–1978
Management fee
HK$2.7/sq ft
Gross yield
3.0%
Net yield
2.48%
Pactum Estate Score
55/100
Saleable psf band
HK$10,000–HK$11,875
Mid psf HK$10,938 per sq ft
Indicative transacted band
HK$2.45M – HK$2.91M
Band midpoint HK$2,679,688

Goldmine Building sits in Chai Wan with about 520 units completed 1978–1978. Roughly 4.4% of its stock changes hands each year, the weighted commute to the main employment hubs is about 26 minutes, and the net rental yield after management fee, rates and a vacancy allowance works out at 2.48%.

The five pillars

LiquidityYieldCommuteAgeDeveloper
The five factors at a glance

The closer to the outer ring, the stronger. High liquidity means easy entry and exit; high yield means rent supports the price; short commute, younger stock and a solid developer hold value better.

Liquidity
45/100
Yield
74/100
Commute
68/100
Age
14/100
Developer
76/100
LiquidityWeight 30% · 45/100

More trades means more comparables, and harder evidence at the table.

Net rental yieldWeight 25% · 74/100

What you keep after management fees, rates and vacancy.

Commute (weighted hubs)Weight 20% · 68/100

Door-to-door time, weighted across the hubs you selected.

Building ageWeight 15% · 14/100

Drives bank valuation, mortgage tenor and maintenance levies.

Developer & managementWeight 10% · 76/100

Management quality explains long-run price gaps within a district.

Where do you actually work?

Central / Admiralty24 min
Causeway Bay / Wan Chai18 min
Tsim Sha Tsui / Kowloon Station32 min
Kwun Tong / Kowloon Bay26 min
Kai Tak / Kowloon City32 min

Actual flat sizes

These are the real saleable areas quoted on the estate's own portal pages — no guessing needed. Pick a size and the value range, negotiation room and monthly rent below all follow it.

Sizes in this estate: 240262 ft²

Est. price at this size
HK$2.68M
Est. monthly rent at this size
HK$11,638
LayoutSaleable areaEst. priceEst. monthly rent
1-bed240 ft² · Gross area 357 ft²HK$2.63MHK$11,400
2-bed240 ft²HK$2.63MHK$11,400
2-bed245 ft² · Gross area 260 ft²HK$2.68MHK$11,638
1-bed260 ft² · Gross area 365 ft²HK$2.84MHK$12,350
2-bed260 ft²HK$2.84MHK$12,350

Sizes and rents are crawled daily from the Centanet, Midland and 28Hse estate pages; confirm final figures with a licensed agent.

Price band

Enter saleable area and floor to get this estate's transacted price band and what a negotiation is worth.

Pick a flat size
ReductionSavedNet of our fee
3%HK$80,391HK$40,195
5%HK$133,984HK$66,992
8%HK$214,375HK$107,188

Saved = band midpoint × reduction; net = saved ÷ 2. Real room depends on the seller's position, the bank valuation and same-period comparables.

The negotiating read

Transactions are steady but not constant, so a stale listing and a seller with a deadline are where the discount actually appears. At 48 years old, bank valuation and mortgage tenor also come into play, and a valuation shortfall is a legitimate lever on price.

Where these figures come from

Each figure below links to the public page it was read from, so you can check it.

SourceSaleable psf rangeAverage psfRecent deals
中原地產 CentanetHK$10,417–HK$16,667HK$10,7691
美聯物業 MidlandHK$10,769–HK$14,423HK$12,6461
28Hse 千居HK$11,071–HK$12,833HK$11,0713

Sourced from public pages on the listing portals for comparison only. What any individual flat trades at still depends on aspect, floor, condition and the seller's position.

Data as at August 2026, based on published official and market sources. Price bands are indicative comparisons, not valuations.

Rental levels

Taken from the live rental listings on the major portals — the check on yield, and on how easily the flat lets.

Est. monthly rent at this size · 245 ft²
HK$11,638
Rent per saleable sq ft (monthly)
HK$47.5
Estate average monthly rent
HK$11,800/ month

The whole-estate average the portals publish, across all layouts.

1-bed · 240 ft² · HK$11,4002-bed · 240 ft² · HK$11,4002-bed · 245 ft² · HK$11,6381-bed · 260 ft² · HK$12,3502-bed · 260 ft² · HK$12,350

Is the asking price fair?

We value each listing against this estate's own reported deals, weighting recent deals more heavily and adjusting for deal date, saleable area, floor level and block, and show the price we would negotiate towards. Where deals are too thin, we fall back to the live asking distribution — the method used is stated below the table.

For sale: 6For rent: 246 reported deals held

Best value on the market now: A座, asking about 11% below our estimate. Ask us what it should actually close at before you make an offer.

UnitTypeSaleable areaAskingEstimated valueGap to askingReadSource
A座For sale240 ft²HK$2.50MHK$2.58M – HK$3.06M-11%Below market中原地產 Centanet · View
金源洋樓For rent240 ft²HK$10,200HK$10,602 – HK$12,198-11%Below market28Hse 千居 · View
金源洋樓For sale245 ft²HK$2.70MHK$2.62M – HK$3.10M-6%Below market28Hse 千居 · View
金源洋樓For sale240 ft²HK$2.80MHK$2.58M – HK$3.06M-1%In line28Hse 千居 · View
A座For sale260 ft²HK$2.98MHK$2.72M – HK$3.23M+0%In line中原地產 Centanet · View
金源洋樓For rent245 ft²HK$11,800HK$10,823 – HK$12,453+1%In line28Hse 千居 · View
B座For sale260 ft²HK$3.08MHK$2.72M – HK$3.23M+4%In line中原地產 Centanet · View
B座For sale260 ft²HK$4.10MHK$2.72M – HK$3.23M+38%Well above market中原地產 Centanet · View

Listings last confirmed on the portals on 5 Sept 2026. Anything sold or withdrawn drops off automatically, and a listing whose price and size do not reconcile is not shown.

Method: Transaction comparables · Evidence used: 46 · Confidence: High | ±8.5%

Model settings: each deal's influence halves every 6 months; adjusted for size (elasticity 0.35), floor (-0.07% per storey) and deal date (+1.50% per month); variation explained 81%.

Negotiation target
HK$2.83M
Potential saving
HK$1.27M
Our fee (half of what we save you)
HK$0.63M

These are modelled estimates from public deal and listing data — not a valuation report, and no substitute for a bank valuation or a licensed valuer.

Reported deals

Our own accumulating ledger of reported deals — the evidence behind every estimate and every negotiation. Crawled daily and never overwritten.

DateUnitSaleable areaPriceSaleable psf
2026-08-27金源洋樓 高層 1房240 ft²HK$2.80MHK$11,667
2026-08-26C座 20 C1室240 ft²HK$2.80MHK$11,667
2026-08-25金源洋樓 高層 1房351 ft²HK$2.80M
2026-08-25金源洋樓 C座 18 4室260 ft²HK$2.80MHK$10,769
2026-08-24C座 18 C4室260 ft²HK$2.80MHK$10,769
2026-06-16金源洋樓 A座 13 7室240 ft²HK$2.85MHK$11,875
2026-06-16金源洋樓 註冊處成交240 ft²HK$2.85MHK$11,875
2026-06-16金源洋樓 高層 2房240 ft²HK$2.85MHK$11,875
2026-06-15A座 13 A7室240 ft²HK$2.85MHK$11,875
2026-06-15A座 13 A7240 ft²HK$2.85MHK$11,875
2026-05-20金源洋樓 高層 2房245 ft²HK$2.70MHK$11,020
2026-05-20金源洋樓 註冊處成交245 ft²HK$2.70MHK$11,020
2026-05-20金源洋樓 B座 2 7室245 ft²HK$2.70MHK$11,020
2026-05-19B座 2 B7245 ft²HK$2.70MHK$11,020
2026-05-19B座 2 B7室245 ft²HK$2.70MHK$11,020
2026-05-08金源洋樓 A座 13 3室240 ft²HK$2.40MHK$10,000
2026-05-08金源洋樓 註冊處成交240 ft²HK$2.40MHK$10,000
2026-05-08金源洋樓 高層 1房240 ft²HK$2.40MHK$10,000
2026-05-07A座 13 A3室240 ft²HK$2.40MHK$10,000
2026-05-07A座 13 A3240 ft²HK$2.40MHK$10,000
2026-04-30金源洋樓 A座 7 4室245 ft²HK$2.38MHK$9,714
2026-04-30金源洋樓 C座 15 4室260 ft²HK$2.38MHK$9,154
2026-04-30金源洋樓 註冊處成交365 ft²HK$2.38M
2026-04-30金源洋樓 高層 1房365 ft²HK$2.38M
2026-04-29A座 7 A4245 ft²HK$2.38MHK$9,714
2026-04-29C座 15 C4260 ft²HK$2.38MHK$9,154
2026-04-29A座 7 A4室245 ft²HK$2.38MHK$9,714
2026-04-29C座 15 C4室260 ft²HK$2.38MHK$9,154
2026-04-21金源洋樓 A座 14 8室240 ft²HK$2.85MHK$11,875
2026-04-21金源洋樓 註冊處成交240 ft²HK$2.85MHK$11,875

Listings are crawled daily from the public pages of each agency portal; price, area and availability are as published by that portal and its licensed agents. Pactum Advisor is not an estate agency.

Scores and bands on this page are comparative analysis of published information, not a valuation of any individual flat and not investment advice. Pactum Advisor is not an estate agency and not a licensed valuer; the price a specific flat trades at depends on its aspect, floor, condition and the seller's position.